We Take Good Care of Your Money
So You Can Take Better Care of Yourself
At Rowan Financial, we help busy career changers, pre-retirees and real estate investors transition from a life structured around the need to make money to a life focused on what matters most to you while still creating the money you need. We show you how to have both money AND meaning in your life.
What We Do
Dream Big While Planning Well
Dave Rowan, our firm’s president and founder, is a fee-only Certified Financial Planner (CFP®). He, along with the rest of our team, always act as your fiduciary advisors. No commissions and no hidden fees means that we’re genuinely a team when we work with you. Your best interests are always in our best interests.
Who We Help
Navigating Transitions
With Confidence
We deeply understand our clients’ needs for balance – creating the lives they are meant to live while being financially secure. Whether you are planning for retirement, buying your first investment property or ready for a career change, we are committed to helping you create the time needed to enjoy life with friends and family and take good care of yourself.
Real Estate
Investors
Real Estate
Investors
Pre -
Retirees
Pre -
Retirees
Life In
Transition
Life In
Transition
New
Families
New
Families
Get Started
Take the First Step
Schedule an appointment with our experienced financial advisors to start building a roadmap towards financial security and prosperity for you and your loved ones. Take the first step towards creating the life you are meant to live by booking a consultation with us today.
How We Help
Guiding You To Financial Freedom
We believe true financial success is about creating a solid foundation for the life you are meant to live, not just accumulating money. Our comprehensive services help you build, protect, and grow your wealth by optimizing your saving and spending habits and equipping you with the skills to make informed decisions, making us your trusted partner on the journey to freedom and success.
Building
Wealth
Building wealth is about creating a solid financial foundation through personalized income management, investing, and income diversification, optimizing your saving and spending habits, and guiding you to a diversified portfolio tailored to your goals.
Protecting
Wealth
We understand that protecting wealth is as crucial as building it. Knowing this, we offer comprehensive services in tax management, risk management, and trust and estate planning to safeguard your financial well-being.
Planning
Packages
Our specialized planning packages are designed to provide you with the skills and insights needed to make informed decisions based on your unique circumstances. We have plans tailored to new and experienced real estate investors, pre-retirees, new families and people navigating a major life transition.
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Rowan Financial FAQ’s
What types of clients do you work with?
I help real estate investors, pre-retirees, career changers and new families grow, organize and protect wealth through fee-only fiduciary planning.
Does Dave work virtually or in person?
I work with clients virtually nationwide in over 20 states and in person in Bethlehem, the Lehigh Valley, Philadelphia and New Jersey.
Do you require a minimum investable asset amount?
No. I offer flat-fee plans and comprehensive financial planning without a minimum asset requirement.
How do you invest and manage money for your clients?
We are not “set it and forget it” money managers. We use proven long-term investment strategies paired with a daily analysis of over 75 technical indicators to actively manage client portfolios. This enables us to capture most of the upside that markets have to offer, while side-stepping meaningful fractions of market downturns. We do this by dynamically managing position sizes in stocks, fixed income, precious metals and crypto as warranted by prevailing conditions in financial markets.
How do you charge for financial planning services?
I’m a fee-only advisor. That means no commissions, transparent flat-fee plans, and a fiduciary standard – so I work solely in your interest.
What is your experience with real estate investing?
I’m both a CERTIFIED FINANCIAL PLANNER® and real estate investor myself. I have personally owned multi-family properties, fix-and-flips, BRRRR’s, short-term vacation rentals and co-living spaces. I specialize in helping my clients invest in rental properties, analyze and optimize existing real estate portfolios, complete 1031 exchanges and manage inherited real estate assets.
Can you help me plan for retirement?
Yes, I help people transition from lives primarily focused on earning money to lives spent enjoying the benefits of the money they have earned. I will either show you conclusively that you have saved enough for retirement when factoring in varying future market returns, inflation, health care costs and tax policy. Or, we will get you ready for retirement with a detailed set of spending, saving and investing decisions, a plan to take advantage of all possible tax deductions including Roth conversions and an Income Replacement Plan including supplementing your income in retirement as needed.
Can you help me transition from a corporate job to self-employment?
Yes! I ran Rowan Financial as a side hustle while working a corporate job and successfully made the transition to full time entrepreneurship in 2017. I now help professionals build new income streams and exit their day job. You can do this!
How do you help new families plan financially?
I assist new or growing families with budgeting, emergency funds, education savings, insurance and balancing income challenges when one spouse pauses a career to care for children. Time and money are precious commodities for you at this life stage and we make the most of both by developing efficient, easy to implement financial plans.
Are you a fiduciary advisor?
Yes, I’m a fee-only fiduciary financial planner, which means I’m legally obligated to put your needs first.
What credentials do you hold?
I’m a CERTIFIED FINANCIAL PLANNER® and hold an MBA, with over 16 years of experience helping clients just like you.
Thinking About Buying Your First Investment Property?
Who We Help
Nurturing Your Future With Care
We strive to deliver solutions as unique as you are, grounded in the values symbolized by the rowan tree – a beacon of stability and growth. Our mission is to help you create the life you are meant to live by understanding what truly matters to you and crafting personalized plans to achieve your unique goals and dreams.
Guided by core values of care, empathy, integrity, excellence, and personal growth, we provide transparent, experienced financial advice, ensuring you feel valued and supported every step of the way.
