Investing Archives - Rowan Financial

What are the REAL Returns on Real Estate?

March 2, 2026

Are real estate returns really as good as people say? In this video, we break down the real returns of real estate investing—beyond the hype and beyond the headlines.

We dig into the powerful (and often misunderstood) tax advantages of real estate, including depreciation, write-offs, and how rental income can be handled strategically. Then we walk through what you actually make back on a property over several years—factoring in cash flow, appreciation, loan paydown, and tax savings.

With a little homework and the right assumptions, the numbers can be surprisingly significant.

In this video, we cover:
📊 How to calculate true real estate returns
💰 The real impact of tax benefits on your bottom line
🏠 What happens to your equity over time
📈 Why multi-year ownership changes the math
🧮 A simple framework you can use on your own investments

Whether you’re an active investor, thinking about buying your first rental, or just curious how real estate stacks up against other investments, this breakdown will give you a clearer picture of what’s actually possible.
If you’re serious about building long-term wealth through real estate, this is a conversation you don’t want to miss.

HSAs: Good, Better, and Best

November 4, 2025

Answering all your questions about HSAs! I’ll talk through good, better, and potentially the best strategies to use to get the most out of an HSA.

Good – Making a yearly contribution and using it within the year or in following years to pay for medical expenses tax-free.

Deciding How Much to Pay for Stocks

May 2, 2025

Do you wonder how much you should be willing to pay to buy stock in a specific company? This video discusses this question by comparing buying stocks to buying a business and then gives you some helpful metrics to consider. The decision on whether to buy or sell stocks is up to you, but this video gives you some great guidelines!

I’m a Long-Term Investor in Human Beings

April 17, 2025

It’s been a challenging 2025 for investors so far. While no one knows what will happen in the markets in the short-term, I’m definitely a long-term investor in human beings and our ability to innovate, create value and work together to solve even our most challenging problems!

Where Should I Rollover My Old 401k?

February 18, 2025

This video talks about three options for old 401k rollovers. One – rolling over your old plan into your current employer’s plan. Two – rolling it over into your own IRA. And three, having a financial advisor rollover and manage your old 401k. There are pros and cons to each, but the bottom line is that choosing one of these options is almost always better than leaving it in your old employer’s plan!

Doing the Math – Traditional vs. Roth 401(k) Contributions

January 9, 2025

We’re doing lots of math in this video to help you decide whether it makes sense to do traditional 401(k) contributions or Roth 401(k) contributions if that’s an option for you. This video is great for early to mid-career people deciding what to do in their 401(k)’s and is also great for you to share with adult children who are early in their careers. Bottom line – it often makes sense to contribute in both ways to your 401(k); however, your unique circumstances and goals may have you leaning heavily in one direction or the other!