Are Your Personal Goals Livin’ on a Prayer?

bon jovi performs in helsinki stadium on bon jovi live 2011

We’re not huge fans, but Stacy and I watched the four-part Bon Jovi documentary this weekend.  Even if you don’t love the band, it was really interesting to see how 5 middle class kids from New Jersey achieved world-wide fame.  (Spoiler alert – I’m about to disclose multiple plot details here – read on at…

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Creating the Life You are Meant to Lead

240424 play it safe

Do you want to “play it safe” or do you want to create the life you are meant to lead? I definitely was raised to follow the “play it safe” rulebook: But somewhere along the way I realized that playing it safe wasn’t really safe at all.  I was thrilled with my finances; but was…

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Should I Add My Kids to the Deed?

middle age hispanic couple wearing casual clothes confuse and wo

The short answer is NO.  Usually parents who are doing this have two commendable goals in mind: avoiding probate and ensuring that the house passes to their kids. The theory behind this form of DIY estate planning is good; however, it comes with many significant risks and downsides. These goals can be accomplished by putting the house in a…

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