Retirement Check-Up
This plan is perfect for people who want to firmly answer the question, “Have I saved enough for retirement?”
What You Get:
You get two meetings with Dave
and between-meeting work to create your:
- Customized RightCapital Retirement Plan to give you an accurate picture of your retirement finances beyond what’s available with free online calculators.
What It Costs:
$1,500 – $2,000
Retirement Check-Up FAQ’s
If we work together, will I know how much money I need to comfortably retire?
Yes, we will run multiple scenarios in my RightCapital planning software to either show you conclusively that you have already saved enough to retire; or, if not, a plan to get there. This is a comprehensive analysis and factors in your age of retirement, your living expenses, and a variety of investment return scenarios.
I want to know that I have enough money to really enjoy retirement and do the things I've been putting off for years. Will my Retirement Check-Up Plan factor that in?
What if inflation or taxes rise when I retire? Does the Retirement Check-Up Plan account for that?
It sure does. We can “stress test” your plan for potential increases in inflation and taxes, below average investment returns, or reduced future Social Security benefits or higher health care costs.
Will the Retirement Check Up help me plan for healthcare costs?
Yes. We can base your healthcare costs in retirement on prevailing national averages or use a detailed estimate based on your individual circumstances. We can also add the cost of long-term care insurance if you choose that option or add elevated future health care costs should you or a loved one incur significant late in life medical expenses.
Can I check in with you at a later date once we complete my plan?
Of course! Whether you want to regularly meet afterwards or just check in as life circumstances change, you will receive a lifetime 20% discount on my current hourly rate.
What It Costs:
$1,500 – $2,000
• Plan pricing is based on the complexity of your financial situation. Complexity increases with the addition of elements such as real estate investing or owning one or multiple businesses.
• Ongoing support to help you implement your plan is available beyond this two meeting package at a discounted hourly rate of $240/hour.
Create multiple retirement plan scenarios that look at the impact of varying your age of retirement and spending in retirement.
Incorporate the goals that matter the most to you such as traveling to places you never had the time or money to visit in the past, passing money along to children or pursuing other passions and interests.
Determine your best retirement account withdrawal strategy and best Social Security claiming strategy to make the most of the wealth you’ve accumulated.