Retirement Readiness Plan
This plan is perfect for those who are about to retire or are in the planning stages of retirement.
What You Get:
You get four meetings with Dave
and between-meeting work to create your:
- Customized RightCapital Retirement Plan to firmly answer the question, “Have I saved enough for retirement?”
- Comprehensive Financial Plan focused on your goals and encompassing all cash flow, tax, estate and insurance considerations.
- Prioritized action plan to keep you focused on the actions that will make the biggest impact on your personal finances with the least amount of effort on your part.
What It Costs:
$3,000 – $5,500
Retirement Readiness FAQ’s
If we work together, will I know how much money I need to comfortably retire?
Yes, we will run multiple scenarios in my RightCapital planning software to either show you conclusively that you have already saved enough to retire; or, if not, a plan to get there. This is a comprehensive analysis and factors in your age of retirement, your living expenses, and a variety of investment return scenarios.
I want to know that I have enough money to really enjoy retirement and do the things I've been putting off for years. Will my Retirement Check-Up Plan factor that in?
What if inflation or taxes rise when I retire? Does the Retirement Check-Up Plan account for that?
It sure does. We can “stress test” your plan for potential increases in inflation and taxes, below average investment returns, or reduced future Social Security benefits or higher health care costs.
Will the Retirement Check Up help me plan for healthcare costs?
Yes. We can base your healthcare costs in retirement on prevailing national averages or use a detailed estimate based on your individual circumstances. We can also add the cost of long-term care insurance if you choose that option or add elevated future health care costs should you or a loved one incur significant late in life medical expenses.
Can I check in with you at a later date once we complete my plan?
Of course! Whether you want to regularly meet afterwards or just check in as life circumstances change, you will receive a lifetime 20% discount on my current hourly rate.
What It Costs:
$2,500 – $5,000
• Plan pricing is based on the complexity of your financial situation. Complexity increases with the addition of elements such as real estate investing or owning one or multiple businesses.
• Ongoing support to help you implement your plan is available beyond this four meeting package at a discounted hourly rate of $240/hour.
Together We Will
Create multiple retirement plan scenarios that look at the impact of varying your age of retirement, spending in retirement and incorporating goals like travel, passing money along to children or pursuing other passions and interests.
Establish your Retirement Paycheck to replace the income you have earned during your working years.
Incorporate tax planning, estate planning and Social Security planning elements to protect the wealth you have accumulated.