3 Reasons Why Target Date Funds May be Off Target

Target Date Funds

Target Date Funds Are Popular, But Then Again, So Was Smoking The use of Target Date Funds has become one of the most popular 401(k) options for retirement savers.   According to this article, 71% of 401(k) plans offered a Target Date Fund option by the end of 2013 and 15% of all 401(k) assets are…

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When Do I Need a Financial Planner?

When do I need a Financial Planner

Sometimes Seeking Help is Obvious and Sometimes It’s Not Many times in life, it’s a pretty straightforward decision to contact a professional service provider.  For example, if a strong thunderstorm tears through your neighborhood, rips some shingles off your roof and you end up with a puddle in your living room, you know it’s time…

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5 Steps to Getting Started in Investing

how to invest

I follow a number of online discussion boards and a question that I see come up over and over again is, “How do I start investing?” It’s a complex question not only in terms of your money mindsets, but also dependent upon your personal financial goals and the myriad of options available in terms of…

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Am I on Track for Retirement?

Retirement Rowan Financial

Many questions in life are relatively easy to answer like, “What should I have for dinner tonight?” or “What movie should we go see?” or even “Where should we go on vacation this year?” However, if you’ve been wondering lately, “Am I on track for retirement?” it may quickly turn into a frustrating exercise because…

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Should I Max Out My 401K?

Should I Max Out My 401K

This question often gets answered quickly with little thought and a simple, “Yes!  Defer taxes for as long as you can.”  However, depending on how much you need to save for retirement, your income and a variety of other factors, you may actually want to fund other accounts before depositing the full $18,000 in your…

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